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Ana, New York
June 9, 2014 05:45:47 PM
In reply to Ana, New York
Thanks for reaching out to us on TD Helps, Ana.
You have the option to set-up instant, recurring, and/or future-dated transfers between your TD Bank accounts through your Personal Online Banking and accounts you have at other financial institutions, including Credit Unions and Brokerage accounts. If you are not yet enrolled in Personal Online Banking, you may visit here: http://bit.ly/1lU2qfY to enroll. Keep in mind, to enroll you will need your debit card, account number, your social security number, and an email address.
Please understand, it is necessary for you to have a U.S. address, a unique U.S. phone number, a Social Security Number, and a valid unique email address. External transfers can only be conducted to or from a U.S. account in U.S. currency only. External Transfers can only be made from an "Eligible Transaction Account": for example, Personal checking, money market or savings accounts are usually allowed, with you as a signer on the account. Please note, accounts excluded from using this service due to ACH restrictions include, but are not limited to: Passbook, IRA, Holiday Club, Club Saver, and CDs. You have two delivery options when sending an external transfer. There is the three business day option which has a cut-off time of 1:00am and a fee of $3.00. You also have the option to send the external transfer with next business day delivery, which has a cut-off time of 5:00pm and a fee of $7.00. Please note, the next day delivery option is not available for savings accounts. To qualify for the next day delivery option, you must wait 90 days from your first successful 3-day transfer and must not have had any transactions which overdrew your account in the past 90 days.
If you have a TD Bank BusinessDirect, you have the option to send Wire or ACH from your business account to any account. To enroll in TD Bank BusinessDirect, please visit: http://bit.ly/1dl2HX6. Once completed, you may sign-up for Wire or ACH transfers, in which you would be able to transfer to any financial institution. The fee for an outgoing domestic transfer is $25.00 and the fee for ACH transfers is $10.00 per batch.
Alternatively, you may login to your account on the TD Ameritrade website and request to retrieve funds from TD Bank via ACH free of charge.
We hope this helps and have a great day.
Brian M., Mount Laurel
June 9, 2014 05:48:12 PM