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I gave the bank name, routing number and account number to my employer. Do I get charged any incoming fees every time they deposit?
Nintendo, New York City
February 6, 2017 10:23:10 AM
In reply to Nintendo, New York City
Thanks for reaching out to us on TD Helps! We'd be glad to help!
For direct deposits, funds are available to you on the date designated by your depositor and are free of charge. These types of deposits are processed overnight at varying times and will be available for use once processing is complete. We invite you to look at our Personal Deposit Account Agreement here: http://go.td.com/1kb17UQ. On pages 40-44 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Please note, if you've just started your direct deposit with your employer and haven't received a deposit yet, please keep in mind that direct deposits generally take 1-2 payment cycles to begin. Usually, they will test the account first with a zero dollar deposit to make sure all your account information is correct.
If you have any additional questions, feel free to reach us 24/7 at 888-751-9000.
We hope this clears things up and have a good day.
Megan K, Mount Laurel
February 6, 2017 10:23:25 AM