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Randi, North Charleston
March 16, 2015 09:29:45 AM
In reply to Randi, North Charleston
Thank you for approaching TD Helps with your question, Randi.
If you currently have an interest-bearing Savings account, please be advised that because of Regulation D, a Government regulation which places limitations on the number of monthly transactions that can be made from a Money Market and/or Savings Account, you are limited to six total electronic debit transactions per statement cycle. Please note that customers who make more than six of these transactions during the statement cycle can be assessed a fee. Please take a look here: http://bit.ly/1cTejgt for our current Fee Schedule. Checking account transfers are unlimited at this time.
Some of the limitations on Money Market and Savings Accounts include:
1. Pre-authorized ACH – Automated Clearing House debits (health club fees, insurance premiums, car payments, mortgage payments). 2. Pre-authorized transfers (overdraft protection, transfer to Holiday Club, and transfer to checking account). 3. TD Bank Online Banking and Telephone Banking transfers (debited from the money market or savings account). 4. Request made by phone or fax for transfer. 5. Wire transfers.
We also invite you to review our Personal Deposit Account Agreement http://bit.ly/1kb17UQ (Pages 6 and 7) for more information.
We recommend contacting our 24/7 Banking Specialists at 888-751-9000 or visit your local TD Bank store during normal lobby hours for additional information and assistance. To find TD Store locations near you, please visit, http://bit.ly/TDStores.
Hope this helps and have a wonderful day.
Brian M., Mount Laurel
March 16, 2015 09:31:00 AM