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December 31, 2014 01:01:14 PM
In reply to Chinsuk, Montgomeryville
Welcome to TD Helps Chinsuk. We'll be glad to go over funds availability with you.
Typically, when you deposit a check with a Teller or at a TD Bank ATM, the first $100 is made available immediately. The rest of the funds are usually credited to your account on the following business day.
As you've mentioned that you made a deposit on Saturday, we will consider that the deposit was made on the following business day. For weekend deposits, this means that the deposit will be considered Monday's deposit and will post to your account Tuesday. Please keep in mind that if Monday of that week is a federal holiday, the deposit is considered for Tuesday and will post to your account on Wednesday.
Please note, exceptions can also occur which can cause delays in funds availability. For example, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for up to 7 business days for verification purposes. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have questions about your deposit or availability, please give us a call anytime! Our Banking Specialists are available 24/7 at 888-751-9000 and can answer any questions you may have. You may also visit a TD Store for further information. To view our Store locator, please click here: http://bit.ly/TDStores.
We hope this is helpful and take care!
Colleen B, Mount Laurel
December 31, 2014 01:02:41 PM