Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I've never been negative I've deposited checks over 6000 why haven't I received my funds
Lisa, North Adams
April 12, 2017 07:12:35 AM
Saving & Managing Your Money
In reply to Lisa, North Adams
Welcome to the TD Helps Community, Lisa. We'll be sure to provide some information today regarding check deposits.
When making check deposits with a Teller, the first $100 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
If your check deposit is made before 8pm it will be made available the following business day. If your deposit is made after 8pm on a business day or on any weekend or holiday, the next business day will be considered the deposit date. For example if you make a mobile deposit on a Saturday, the deposit date will be Monday, since that is typically the next business day; your funds would then generally be available on Tuesday. Since Friday is also a business day, the funds would be available on Saturday. We invite you to visit: https://go.td.com/1e3jiYF for more details about mobile deposits.
You may also take a look at our Personal Deposit Account Agreement here: https://go.td.com/1kb17UQ. On pages 35-37 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope you have a great day, Lisa.
Alara B, Mount Laurel
April 12, 2017 07:15:23 AM