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If a minor opens a joint bank account with a custodian who is not their parent or guardian, can the parent or guardian of the minor close the account or pull the minor off of the account?
July 21, 2015 08:03:46 PM
In reply to Nic, Gilmanton
Welcome to TD Helps and thank you for sending us your question, Nic.
If a minor opens a joint account with an adult, only the authorized signers on the account access the account. In addition, a joint account signer cannot be removed from the account. If you wish to remove the signer you must request to close the account entirely.
If you are under the age of 18 and wish to open a Checking account, we do ask that an adult accompanies you at one of our nearby TD Bank Stores to open a joint Checking account. For hours, locations and contact numbers near you, take a look here: http://bit.ly/TDStores. You may contact the Store directly to set up an appointment or reach out to our Banking Specialists at the number provided below. If you do visit us to open an account, please keep in mind that you will need to provide a valid form of identity such as a State License, State ID or Passport. Acceptable forms of identification for minors include; School ID (preferably with a picture), Passport, US Birth Certificate or Social Security Card.
We hope the information provided helps. Let us know if you have any further questions and have a great day.
Customer Service Team, Mount Laurel
July 21, 2015 08:06:30 PM