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I am US Citizen but my wife is not. She does not have a social security number. Can we open a joint account? If so, what documents would we need? Also, what would I need to get money transferred from my paycheck to the account?
September 18, 2017 11:13:03 AM
In reply to Trav, Brooklyn
Thanks for considering opening an account with us, Trav!
First, we invite you to take a look at the accounts we have available. To take a look at our checking accounts, please visit https://go.td.com/2aHjRCr. We offer a Checking Selector Tool that may help you choose an account based on your needs here: https://go.td.com/1vW1xnU. To take a look at savings accounts, please visit here: https://go.td.com/1pJT9I9. We also have a Savings Selector Tool found here: https://go.td.com/1vW1DvM.
There are multiple ways to open an account. Joint accounts can be opened in person at any TD Bank location. Please keep in mind that all account holders must be present for the account opening process.
When you visit, each account signer will need their Social Security number and a valid personal identification such as a Driver's license, State ID, or Passport.
As you mentioned your wife does not have a Social Security Number, and once you both are ready to visit a Store, as a Non-US resident she will need to bring two forms of identification for your visit. One form of ID must be a Non-US passport and the second form of ID she may select from the list below:
- Employment ID with Photo and Signature
- State Issued ID or Driver's License with Signature
- Foreign Driver's License with Photo
- US Employment Authorization card with Photo, Signature and Expiration Date
- College ID with Photo
- Alien Registration Card with Photo
- Permanent Resident Card with Photo
We also recommend reaching out to the TD Store you plan on visiting prior to your trip to determine if any additional information will be necessary to open an account.
You also have the option of opening an individual account online at: https://go.td.com/1aDaRqd or you could even call us 24/7 at 888-751-9000. Once your individual account has successfully opened, you can then visit any local TD Bank Store with the other party to add them onto your account.
As you would like to have funds transferred from your paycheck to your account, you may set up a Direct Deposit. In order to do so, you will need to provide your Account Number and Routing number to the depositor.
Additionally, you may locate the Routing Number at the bottom left side of your check if you have a Checking account and your Account Number would be the second set of numbers located at the bottom of the check. Please check out this link for more information https://go.td.com/2bjcv63.
The Direct Deposit Authorization Form can be found here: https://go.td.com/1sSvhT6. You can view and print our already prepared form. Once you print it, just fill in your personal information and hand the completed form to your employer and they'll do the rest!
We hope this information is helpful!
Alara B, Mount Laurel
September 18, 2017 11:13:21 AM