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I get paid tomorrow and just opened my account. Will my paycheck be there? I did not do an initial deposit because I use direct deposit. I also have 2 small amount check, nothing over $717 that I need to put in the bank. Will I be able to get some money when I put them in there?
April 30, 2015 08:30:29 PM
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In reply to Cassandra, Gaston
Glad you stopped by TD Helps this evening, Cassandra! We're excited that you've opened an account with us and we'll be sure to answer your question regarding your direct deposit.
We invite you to review our Personal Deposit Account Agreement here http://bit.ly/1kb17UQ to review our funds availability policies for new accounts. Pages 38-41 review the availability of different types of deposits. Typically on a new account the first $100 of any check deposit would become available immediately when deposited with a Teller, but the remainder of the funds may take 7-10 business days to become fully available after the check has been verified.
Direct deposits however should be available to you the day they are processed and posted to your account by the depositor. In regards to your first direct deposit, we ask that you connect with your depositor to confirm if they were able to have it processed in time for this deposit period; if not, you should expect it to start by your next direct deposit cycle.
Should you have any additional questions, feel free to reach out to us 24/7 at 888-751-9000 or visit any TD Bank location during lobby hours. Click here: http://bit.ly/TDStores to find a TD Bank near you.
We hope this information helps and enjoy the rest of your evening, Cassandra! Take care.
Katherine G, Mount Laurel
April 30, 2015 08:32:56 PM