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Just to be clear if my account is more than 30 days old if I deposit a check it will be available the next business day right?
December 9, 2016 11:02:21 AM
In reply to Olumide, Baltimore
We appreciate you coming to TD Helps with your question, Olumide.
Generally speaking, when making check deposits with a Teller, the first $100.00 is made available immediately. For a new account holder and the account has not been open for 30 consecutive days, Check Deposits can be held up to 7 business days for verification purposes. After this grace period, not only will the first $100.00 be made available at the time of deposit, but the rest of the funds will credit to your account the following business day.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://go.td.com/1kb17UQ. On pages 40-44 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions for us, please feel free to reach out to our 24/7 Banking Specialists directly at 888-751-9000. If you wish to visit us in person, please stop by and see us at any of your local TD Bank Store. For a list of the Store locations, hours and telephone numbers, please visit here: http://go.td.com/1f9DSJR.
Let us know if you have any other banking questions. Have a fabulous weekend!
LiShu R, Mount Laurel
December 9, 2016 11:17:31 AM