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How can I link my personal account with another person's to transfer money back and forth but not draw from? Other than a joint account.
Christopher, Palm Bay
March 10, 2016 07:33:26 AM
In reply to Christopher, Palm Bay
Great to have you come to TD Helps with your question, Christopher.
One option is the Person-to-Person transfer. To use this transfer feature, you must first be enrolled in Online Banking. If you are not enrolled, you can do so here: http://bit.ly/1lU2qfY. You will need your TD Bank ATM/Visa Debit Card, your account number, and your e-mail address. If you do not have a debit or ATM card, please call us 24/7 at 888-751-9000. After account verification, our dedicated Specialists would be happy to help. Once you’ve successfully enrolled for Online Banking, you will then select the “Person-to-Person” Tab to enroll in this feature. For the Terms and Conditions in addition to information on the payment methods and amounts, please check http://bit.ly/1pADlWD.
Another option you have is to send a Wire Transfer, which can be done at any local TD Bank Store. Please visit http://bit.ly/TDStores for hours and locations near you. Also keep in mind that depending on the currency you are sending, some transactions may take longer than others.
To initiate a wire to another domestic financial institution, you will need:
- Name, address and ABA routing number of the receiving bank
- Name of the account to be credited
- Beneficiary address
- Account number
Additionally with wire transfers, you can even send money to someone outside the U.S. All you need to send an international wire is to provide the following information:
- The full name, address, including city, state/province, and country and account number of the person/business (for Euro Zone countries – IBAN – International Banking Account Number you are sending money to. - The full name and address, including city, state/province and country of the financial institution receiving the funds. - The amount and currency of the transfer.
We recommend checking with the other financial institution to ensure no other additional information is required.
Please note there may be fees associated with the different types of payments TD Bank offers, for more details, you may view our Personal fees schedule here: http://bit.ly/1cTejgt.
Have a beautiful day!
Sandy D, Mount Laurel
March 10, 2016 07:34:58 AM