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For a new Premier Checking Account, does the $2,500 minimum balance (to avoid fees) start on the very first day the account is opened? In other words do I have to open the account with $2,500 (and keep $2,500 in the account for the rest of the month) in order to avoid the service fee? Or, does the balance requirement start at the beginning of the first calendar month after the account is opened?
Dave, Hamilton, NJ
August 31, 2017 07:19:29 AM
In reply to Dave, Hamilton, NJ
Hi Dave! Thanks for visiting us at TD Helps with your question.
It sounds like you've recently opened a new account with us, or are considering opening one. Either way, thank you and welcome to TD!
We do not require that you open your new TD Premier checking account with a certain amount of money. In fact, we actually give you some time to build your balance. We waive the minimum balance requirement and maintenance fee for the first two statement cycles on that account. Depending upon when your statement cycle ends, this could be as much as two months! After those two statement cycles pass, you'll want to maintain the minimum daily balance to avoid a maintenance fee.
For more info on the TD Premier Checking account, please click here: https://go.td.com/2oXFZuD. To review our other accounts and see if there may be another that's better fit, we have a great account selector tool. It takes into consideration how you intend to use the account to help find the best account for you. Click here: https://go.td.com/2sx4N2E to check it out!
If you have any additional questions, please don't hesitate to give us a call 24/7 at 888-751-9000 or stop in to see us at any of our Stores. To find one near you, please click here: https://go.td.com/1nq31dc.
We hope you have a great day, Dave!
Candice A, Mount Laurel
August 31, 2017 07:19:46 AM