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I am considering applying for a personal unsecured line of credit. Is there a minimum monthly payment on unused lines of credit? For example, if I don't use any of the credit line for the first year will I still need to make monthly payments during the first year?
May 17, 2017 12:11:02 PM
1 person recommended this |
In reply to Corey, Virginia
Thanks for considering TD Bank for your lending needs, Corey.
We also recommend contacting us at the number mentioned below to discuss the specifics in regard to loan payments.
We do offer a variety of lending options for your needs. The first step would be determining which type of loan best suits your needs. We invite you to visit https://go.td.com/2a82Tsi for more information on the types of Personal Loans we have available. Once a loan application is received, TD Bank will submit an inquiry to the credit bureaus to determine your eligibility based on your overall credit history and any other related factors. We encourage you to take a look here: https://go.td.com/2eFTQox for the Personal Unsecured Consumer Loan Disclosure and here https://go.td.com/2ekyOJ9 for the Personal Secured Loan Disclosure.
To apply for a Personal Loan, you may apply online or contact our Financial Solutions Group Specialists 24/7 by calling 800-937-5020. They will be more than happy to answer any questions you may have about loans and also help with the application process.
If you prefer speaking with a Representative in person, please feel free to stop by a TD Bank Store in your neighborhood during normal lobby hours. For hours and locations near you please visit: https://go.td.com/1f9DSJR. Please be advised that if you're applying for a Secured Personal Loan, you will need to visit your local TD Bank Store to submit your application.
Have a great day, Corey.
Alara B, Mount Laurel
May 17, 2017 12:11:14 PM