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My husband signed his check over to me. Can I use mobile deposit to deposit this check or do I need to go to a branch to deposit it?
January 31, 2017 11:31:16 AM
In reply to Danielle, Dover
Thank you for reaching out to us on TD Helps, Danielle. We are happy to clear up some confusion in regard to an endorsed check deposit.
Generally speaking, we do accept third party check deposit; however, it cannot be accepted via Mobile App or ATM. An Endorsement Authorization & Release Form must be completed at the time of the deposit. You and your husband can visit any TD Store during lobby hours to receive the form and complete the transaction. For Store hours and locations near you please visit http://go.td.com/TDStores.
The back of the check(s) must be endorsed by the person who the check is made out to and the person that is depositing the check before it is presented. Please note; government or insurance checks can only be presented for payment from the person listed on the "Payable to" line of the check.
We also invite you to take a look here: http://go.td.com/1kb17UQ for more information on our Funds Availability (pages 38-41).
If you have any further questions, feel free to reach out to us 24/7, at 888-751-9000. If you are calling from out of the country, please dial direct 1-856-751-9000 or collect with operator assistance from a land line phone by asking the operator to dial 1-215-569-0518 if you are able to gain access to a land line phone.
We are always here to help, Danielle. Feel free to reach out to us with any additional questions.
Kris M, Mt. Laurel
January 31, 2017 11:31:28 AM