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I had a mobile deposit on Friday after 8 pm. I see the funds in the pending status. When would I be able to use the funds?
July 27, 2015 07:07:48 PM
In reply to Tiffany, Camden
Thanks for joining us on TD Helps, Tiffany. We'd be happy to clarify Mobile Deposit for you.
In general, when your deposit is made before 8pm EST on a business day, funds will be made available the following business day. If your deposit is made after 8pm EST on a business day or on any weekend or Federal Holiday, the next business day will be considered the deposit date. For example if you make a mobile deposit on a Saturday, the deposit date will be Monday, since that is the next business day; your funds would then generally be available on Tuesday morning. If Monday is a Federal holiday, the transaction will post Wednesday morning. For more information, take a look here: http://bit.ly/1ff8byL (the deposit availability details are listed in sections 2 and 3).
Please keep in mind that $100 same day availability for deposits do not apply to Mobile Deposits. For more information on funds availability and deposits that may be applied for longer delays, please take a look here for our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pg. 38-41). You may also contact Customer Service at 888-751-9000, 24/7 for more information, or visit your local TD Bank Store, http://bit.ly/TDStores.
Hope this clears up your question, Tiffany! Let us know if we can be of further help and have a great day.
Customer Service Team, Mount Laurel
July 27, 2015 07:09:47 PM