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David, Fort Lauderdale
August 24, 2014 12:12:38 PM
In reply to David, Fort Lauderdale
Thanks for visiting TD Helps today, David.
There are two different types of transfers you can make; a Person-to-Person transfer through TD Bank Online Banking or a wire transfer.
To use the Person-to-Person transfer feature, you must be enrolled in Online Banking. If you have not enrolled yourself, you can do so for free here: http://bit.ly/1lU2qfY. You will need your Social Security number, your TD Bank ATM/Visa Debit Card, your account number, and your e-mail address. If you do not have a debit or ATM card, please call our 24/7 Online Specialist at 1-800-493-7562 to enroll. Once you’ve enrolled for Online Banking, select the “Person-to-Person” tab to enroll for this specific feature. With this feature you con also request money from another person. Once you are logged in, under the Person-to-Peron tab please select the "Request Money" option. The person you are requesting frunds from will then receive a text or e-mail notification regarding your request and at that point, he/she can choose what financial institution or account he/she would like the funds to be debited from. Please keep in mind that this feature only allows you to make transfers inside the US. For the Terms and Conditions in addition to information on the payment methods and amounts, please check http://bit.ly/1pADlWD.
A wire transfer can be done at any local TD bank Store. Please visit http://bit.ly/TDStores for hours and locations near you. To initiate a wire to another domestic financial institution, you will need the name, address and ABA routing number of the receiving bank, the name of the account to be credited, the beneficiary address, and the account number. Also check with the other financial institution to make sure there is no additional information required. With wire transfers you can even send money to someone outside the U.S. All you need to send an international wire is:
- The full name, address, including city, state/province, and country and account number of the person/business (for Euro Zone countries – IBAN – International Banking Account Number you are sending money to.
- The full name and address, including city, state/province and country of the financial institution receiving the funds.
- The amount and currency of the transfer.
If you are expecting a domestic wire, you may have funds wire transferred into any transaction account (e.g. Checking, Money Market or Statement Savings); we post all incoming wires from the Federal Reserve until 6:30pm on the current banking day. A confirmation will be sent to you the day the wire transfer is credited to your account. At this time, we may not process incoming Pay Upon Proper Identification (PUPID) wires and will return them to the sender.
For an Incoming Domestic Wire Transfer, it is necessary to provide the following information to any individual or financial institution wiring funds into your TD account:
- Your account number - Your routing number (first 9 digits on the bottom of your checks) - Your account title, exactly as it appears on your account
If you’re expecting an international wire the information needed will depend on whether your friend will be sending US or foreign currency. The wire instructions are included in this link http://bit.ly/1d6xZtF. For incoming international foreign currency wires you will need to provide the foreign bank the following wire instructions http://bit.ly/OL3R2y. Transfers happen quickly and securely, depending on the currency you are sending. Some transactions may take longer than others. Check out http://bit.ly/1cTejgt for information on any fees associated with wire transfers.
We hope this helps and feel free to take a look around to assist you with any other questions you may have.
Sandy D, Mount Laurel
August 24, 2014 12:16:19 PM