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richard, ridge ny
October 28, 2014 07:09:46 AM
In reply to richard, ridge ny
Hello, Richard and thanks for your visit on TD Helps today! We're glad you're thinking about joining the TD Family and we're happy to review funds availability with you.
We offer many different types of Checking and Savings accounts. To view and compare our checking accounts, visit http://bit.ly/1aDaRqd or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help selecting a checking account that is the best fit you. To view and compare savings account products, click on http://bit.ly/1pJT9I9, or if you prefer, we also have a Savings Selector Tool http://bit.ly/1vW1DvM which can help you choose the best savings account for your needs.
You may click here: http://bit.ly/1fN7u4i to take you directly to the account opening application once you have decided the type of account you wish to open. You may also feel free to Customer Service directly 24/7 at (888) 751-9000 with any questions you may have and set up your new account via telephone.
As always, you are welcome to stop by your nearest TD Bank store to speak with a Banking Specialist in regards to setting up the new account or determining what product type fits you the best. To find out TD Store locations near you, please visit, http://bit.ly/TDStores.
Generally, when making check deposits with a Teller, the first $100.00 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held up to 7 business days for verification purposes. After this grace period, not only will the first $100.00 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
If your deposit is made at TD Bank before 8:00 PM on a business day, it would be considered a deposit on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. If a deposit is made on a weekend day, we will consider that the deposit was made on the following business day. For weekend deposits, this usually means that the deposit will be considered Monday's deposit and will post to your account Tuesday.
Because there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-40 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We also understand changing banks can be challenging. We’ve developed this Easy Switch Checklist to help you navigate the process. Check out http://bit.ly/1nEm90e to see this easy-to-follow guide.
We hope this is the information you need, Richard! Take care and have a great day.
Elizabeth D, Mount Laurel
October 28, 2014 08:00:11 AM