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If I currently have an unsecured personal loan with TD Bank, am I still eligible to apply for a second personal unsecured loan, if needed? Does having the first loan have any negative impact on possible approval of the second loan? Or is approval of the second loan strictly based on credit, income, etc?
Joseph, Pine Hill
September 16, 2016 01:44:36 PM
Borrowing & Managing Your Credit
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In reply to Joseph, Pine Hill
Good afternoon and welcome to TD Helps, Joseph.
We appreciate you choosing TD for your banking needs! Please know that that after a loan application is received, TD Bank will submit an inquiry to Credit Bureaus to determine your eligibility based on your overall credit history and any other related factors.
Please click here: http://go.td.com/1f9XZWu for more information on our Personal Loans. When you're ready to apply, you may apply online from here: http://go.td.com/1wcQfxl. You may also speak with a Financial Solutions Group (FSG) Specialist 24/7 at 800-937-5020. They will be more than happy to answer any questions you may have along with helping you with your Loan application over the phone. Lastly, you may apply in person by visiting your local TD Bank Store, during lobby hours. To find a TD Store location near you, please visit here: http://go.td.com/1f9DSJR.
We hope this information helps, Joseph. We wish you the best of luck!
LiShu R, Mount Laurel
September 16, 2016 01:45:17 PM