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October 19, 2015 04:12:15 PM
In reply to Chris, Ramsey
Thanks for reaching out to us here on TD Helps, Chris! We're glad you joined us and we're happy to review funds availability with you.
Usually, when you deposit a check with a Teller, the first $100 is made available immediately. The rest of the funds are usually credited to your account on the following business day.
If your deposit was made at TD Bank before 8:00 PM on a business day, it would be considered a deposit on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. If you made your deposit over the weekend, this usually means that the deposit will be considered Monday's deposit and will post to your account Tuesday. Please keep in mind that if Monday of that week is a federal holiday, the deposit is considered for Tuesday and will post to your account on Wednesday.
Exceptions can also occur which can cause delays in funds availability. For example, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for up to 7 business days for verification purposes. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 35-37 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope you find our answer helpful and please don't hesitate to return to TD Helps if you have any further questions.
Customer Service Team, Mount Laurel
October 19, 2015 04:12:58 PM