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My daughter is 14 and has a job. She would like to open up an account. What are our options?
March 29, 2017 11:23:52 AM
Saving & Managing Your Money
In reply to Lara, Merrimack
Hey Lara! Thank you for stopping by TD Helps and we appreciate you considering us for your banking needs.
It's a great idea to start teaching banking to your daughter to learn how to manage her money!
We'd like to first start off by informing you that anyone under the age of 18 is considered to be a minor. To open an account we do ask that an adult accompanies your daughter by visiting our nearby TD Bank Stores to open a joint Checking account. To find a nearby TD Bank location, please check out: https://go.td.com/1nq31dc.
Here at TD Bank, we offer a wide array of accounts and we invite you to visit the below links for more information prior to your visit. We invite you to take a look at what Checking accounts we currently offer by clicking here: https://go.td.com/Wczmq0 and here: https://go.td.com/1pJT9I9 for a list of our savings accounts.
If your daughter is a full-time student, a Student Checking account may be best for them. To learn more about our Student Checking account, which includes no monthly maintenance fee or minimum daily balance for students under the age of 24, please visit: https://go.td.com/S8Vejp. Additionally, the monthly maintenance fee is waived on a TD Simple Savings account when it is linked to a TD Student Checking account.
Once a decision has been made on which account is best, please visit us during lobby hours to open the joint account. When visiting, we ask that the parent or guardian provide a valid form of identity such as a State License, State ID or Passport. The minor would also need to provide identification; acceptable forms of identification for minors include a School ID (preferably with a picture), Passport, US Birth Certificate or Social Security card.
Here at TD Bank, we can instantly issue Visa debit cards in our stores from Maine to Florida, which will immediately be active for purchases. Since your daughteris a minor, if a joint account was opened, a Visa debit card can be issued as long as a verbal consent of an adult was given.
You may also feel free to call us directly at (888) 751-9000 with any questions you may have. Our Banking Specialists are available 24/7 and would be happy to help you with anything you may need.
Thanks again, Lara for visiting us today and please stop by again anytime. We hope this has been helpful!
Shanika A, Mount Laurel
March 29, 2017 11:24:37 AM