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want to get preapproved for a home costing no more than $150,000. We presentlyu have a large portion of the $150,000. I do not know the cost of insurance and until we settle on a home we won't know the taxes. Is it still possible to get pre-approved (assuming we meet all the financial criteria) and can we do that here in NJ where we presently live.
Rev. Richard, Elmer
August 11, 2015 09:06:43 AM
In reply to Rev. Richard, Elmer
Hey Richard, thanks for joining us today. We appreciate you looking to TD Bank for your lending needs and would be glad to help provide additional details regarding your inquiry.
We'd like to take this time to confirm with you that at this time, TD Bank will only be able to provide a Pre-Qualification letter, we do not offer Pre-Approval letter. We apologize for any inconvenience.
If you are interested in obtaining a Pre-Qualification letter, we recommend reaching out to our Financial Solutions Group 24/7 at 800-937-5020 at your earliest convenience. You are also welcome to visit us during lobby hours at any TD Store. To find TD Store locations near you, please visit: http://bit.ly/TDStores. Please note, the turnaround time to receive a decision is between 1-2 business days.
While you are at the Store, you will need to provide the following information verbally:
Purchase price of the home
Your income and your debt
Tax for the home you are purchasing
Homeowner insurance cost
County and State of the home you are purchasing
We will present the closing cost to you while you're there and please also know that we'll do a credit inquiry as well.
We hope the information provided was helpful, Richard. Should you need anything else, please do not hesitate to let us know. Have a good day!
Yen D, Mount Laurel
August 11, 2015 09:08:17 AM