Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
February 4, 2015 03:40:31 PM
In reply to Albert, Huntington
Hey Albert and thank you for reaching out to TD Helps for your answer.
If you have made a payment directly with your payee by providing them your account and routing numbers, it normally takes 1-3 business days for the payment to reflect on your account. If you have issued a paper check to your payee, it is up to your payee to determine when they wish to present it for payment. They may cash your check on the same day by visiting a TD Bank Store; they also have the option to deposit your check into their bank account. Please be sure to keep sufficient funds in your account all the time until this payment has been presented to avoid any fees.
If you have any additional questions, please feel free to reach out to our Banking Specialists 24/7 at 888-751-9000. You may also stop by your local TD Bank Store location. To find the nearest TD Store to you, please visit, http://bit.ly/TDStores.
We hope the information provided help. Let us know if you have any further questions. Have a great one!
LiShu R, Mount Laurel
February 4, 2015 03:41:43 PM
I have deposit a personal check of $ 25.00 & how long will it take for it clear
July 1, 2015 07:44:25 PM
In reply to Randy, Indianapolis
Good evening, Randy,
We're glad to have you! Thank you for submitting your question.
When depositing a check with TD Bank, either with a Teller or at the ATM, the first $100 is usually made available immediately. In general, the rest of the funds will be credited to your account on the following business date. If your check is valued at $25.00, when using either of these methods for deposit the funds from this check should be available right away. Kindly note that this will be applied to your account for the business date of the deposit, and the business date is determined by the day and time of your deposit.
If your deposit is made at TD Bank before 8:00 pm on a business day, it would be considered a deposit on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. For example, during the week, a deposit on a Wednesday before 8:00 pm will typically result in funds available Thursday. For deposits made on the weekend, this usually means that the deposit will be considered Monday's business date and will post to your account (become available)Tuesday.
Please also keep in mind that funds deposited using TD Mobile Deposit will not be provided with the first $100 made available immediately, as with our ATM and teller deposits. Funds usually become available for withdrawal on the business day after the deposit date.
Exceptions can also occur which can cause delays in funds availability. For example, if you are a new account holder and your account has not been open for 90 consecutive days, the first $100 may not be available when using the ATM to make a deposit. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope this clears it up a bit for you, Randy.
Reply to us here with any questions, or give us a call 24/7 at 888-751-9000 to review this further. Have a wonderful night!
Kristen P, Mount Laurel
July 1, 2015 07:45:47 PM