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I have bad credit but my husband and I need a bank account for his weekly direct deposit. We want to open an account with you as we are trying very hard to get back on track after job loss and health issues have taken a toll on us. I read on the internet that there was not a credit check Is that true? Can you help?
Kelly, Fort Mill
August 31, 2015 04:57:44 PM
In reply to Kelly, Fort Mill
We understand your concern, Kelly and we'd be glad to help.
In order to open a checking account, a credit check is not needed. We do want to mention that you may have trouble opening an account with us if you have outstanding account debts. We recommend resolving any debits with other financial institutions prior to opening an account.
At TD, we offer a variety of Checking accounts. To view and compare our checking accounts, visit http://bit.ly/1aDaRqd or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help with selecting a checking account that is the best fit for you.
You're also able to take a look at http://bit.ly/1hzzhPT for more detailed information on each particular Savings Account available at TD Bank. You may find it helpful to check out our customized Savings Selector tool, found here: http://bit.ly/1vW1DvM.
In order to open a joint account, we ask that you and your husband visit a TD Store during lobby hours to do so. To take a look at TD Stores near you and their hours please visit http://bit.ly/TDStores.
If it is easier, feel free to open an individual account first as you are able to add him as a signer at a later date. You can select "Open Account" beneath the account of your choosing, call us 24/7 by dialing 888-751-9000 or by visiting a TD Store to open an individual account.
Please know that regardless of the method you choose to open your account, you both will need to have a valid photo I.D. handy (Driver's license, State ID, or Passport, etc.) and your Social Security Number.
Once your account is opened, you are able to print our Direct Deposit Authorization Form found here: http://bit.ly/1hLQ1cP. Once you print it, just fill in your personal information and hand the completed form to your employer and they'll do the rest!
We hope this helps, Kelly and have a good day.
Megan K, Mount Laurel
August 31, 2015 04:58:15 PM