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Q. If odsp directect deposit date falls on a monday will my bank deposit it on saturday?
July 13, 2017 09:30:12 AM
In reply to Laura, Cornwall
Happy Thursday, Laura, and welcome to TD Helps!
We'll be more than happy to help answer any questions you have in regard to Direct Deposits.
Typically speaking, funds that are being credited to your account as a direct deposit are available to you on the date designated by your depositor or employer. These types of deposits are processed overnight at varying times and the funds will be available for use to make transactions, such as for ATM withdrawals or debit card purchases, once processing is complete. For a better understanding of your specific concerns, as you have stated that the date for your direct deposit falls on a Monday, your deposit should be available to you that same morning, depending on the date and time provided by your depositor.
We invite you to look at our Personal Deposit Account Agreement here: http://go.td.com/1kb17UQ. On pages 40-44, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions or concerns, you're more than welcome to contact us, 24/7, at 888-751-9000, or stop by any of the TD Store locations in your area. To find the TD Store locations near you, please visit: http://go.td.com/TDStores.
If you currently have access to your Online Banking, you may also send us a Secure Message. To send a secure message, you will first want to log into your TD Bank online profile by clicking here: https://go.td.com/1eaISlq. Once you've successfully logged in, look for the 'Message Center' on the left hand side and select 'Send a secure message'. If you have downloaded our mobile banking app for your smartphone, you may also use this method to send a secure message. From your Mobile Banking, log in and select 'Send a Secure Message' from the side Menu. We generally respond within 24 hours or less.
We hope this helps to clear up any confusion, Laura. Enjoy the rest of your day!
Brittany Mullen, Mount Laurel
July 13, 2017 09:30:32 AM