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Hello, I am holding a Worldlink on-site check that was generated in China and in Canadian Dollars. I would like to know, what is the procedure to deposit this check into my personal account? How long will it take to process and is there any fee?
April 19, 2017 10:53:19 AM
In reply to Hamed, Toronto
Welcome to TD Helps, Hamed. We'd be glad to assist.
You are able to deposit a foreign check into your TD Bank US account, however a foreign check will need to be deposited with a Teller by visiting a TD Store location. We invite you to review some helpful information we have listed below before making this deposit.
Please know that your deposit of a foreign check to TD, the international check must have an equivalent value of at least $100.00 U.S. Dollars.
Rates used for currency conversion are provided by TD Bank traders. We do not use rates printed by third parties in newspapers or published online.
For your protection, the item should be hand delivered to a Store and not mailed. Please do not deposit foreign checks by using the ATM or via Mobile Deposit.
If the check you've mentioned is considered an Italian Money Order, we recommend reviewing the item and if it can be deposited at your local TD Store.
The conversion rate applied will be on the day the check is received in the Foreign Check Collection Department. Additionally, fees may apply for the deposit of a foreign item. Please take a look at our current Fee Schedule here: https://go.td.com/2kFZ5mK.
Keep in mind that there are exceptions that may cause delays in funds availability. We invite you to look at our Funds Availability Policy here: https://go.td.com/1kb17UQ. On pages 41-44 the document reviews information about when you'll have access to deposits. For foreign check deposit funds availability, please refer directly to page 41 for additional information.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Stores in your area. To take a look at TD Stores near you please visit: https://go.td.com/1nq31dc.
We've also noticed that you are writing in from Toronto. We'd like to let you know that you've reach TD Bank NA in the United States. Just in case you are trying to reach our partners, TD Canada Trust, you may submit your inquiry via their TD Helps page here: https://go.td.com/1Iam3rB. If you wish, you may even connect with them 24/7 at 1-866-222-3456.
We hope this information helps, Hamed and have a good day.
Shanika A, Mount Laurel
April 19, 2017 10:53:39 AM