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I did it again... Is there a way to put overdraft protection on my checking account if it reaches under $1000 so that I do not get a service charge? I would want to connect it to my Relation Savings account
Janet M., Port Charlotte
June 2, 2017 04:15:06 PM
1 person recommended this |
In reply to Janet M., Port Charlotte
Thanks for writing in, Janet!
Great news! We do offer Savings Overdraft Protection that we should be able to link to your TD Relationship Savings account.
If you choose to add on this service, available funds would be drawn from your savings account in the event that your checking account balance falls below $0.00. Because there may be a fee associated with this service, we recommend that you review our Personal Account Fee at https://go.td.com/2kFZ5mK. There is a form that needs to be signed to add Savings Overdraft Protection. To enroll, give us a call 24/7 at 888-751-9000. You can also stop in to sign the form in person at any of our Stores. To find one near you, please click here: https://go.td.com/1nq31dc.
While this service works if the balance drops below $0.00; it would not work to prevent maintenance fees. But we do offer an option that could help with that!
Through Online and Mobile Banking, we offer Alert options – including Balance Alerts. With this feature set up, we'll notify you if your account balance drops below a certain threshold which you set.
To set up Balance Alerts, log into your online banking by clicking here: https://go.td.com/1eaISlq. Once logged in, select the 'Alerts' tab at the top of the screen. Select 'Set New Alert' and then choose 'Balance Alert'. We recommend also confirming that your Alert contact info is up-to-date. Under the 'Alerts' tab, select 'Manage Your Contacts' and then 'Edit'. Once you've confirmed that the correct information is there, click 'Save Changes'. Then you're all set.
If you have problems setting up this feature, don't hesitate to give us a call at 800-493-7562. Our Tech Support Specialists are available 24/7 to help.
We hope this information is helpful. Have a great day, Janet!
Customer Service Team, Mount Laurel
June 2, 2017 04:15:37 PM
1 person recommended this