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Hi, my account is overdrawn, is there any way to stop this? do i have to pay back the bank fully right away? can i still put my money in the bank and pay back later the bank later? till how much amount will it increase up to? And can i stop this and return the money back little by little?
Pooja, New York
January 17, 2015 06:35:53 PM
In reply to Pooja, New York
Hello Pooja, thanks for coming to TD Helps. We understand your concern and would be glad to help.
Please keep in mind that at this time, TD Bank will assess an Overdraft fee for each posted transaction which overdraws the account up to 5 items per day. If the account becomes overdrawn, you'll be glad to know that TD Bank will not assess an additional fee per day for the negative balance. However, please do note that fees may apply if the account is overdrawn for ten consecutive business days. Additionally, fees are subject to change. Please see our current Fee Schedule at http://bit.ly/1cTejgt and the Deposit Account Agreement at http://bit.ly/1kb17UQ (pgs. 9-10) for additional information.
We encourage you to give us a call at 888-751-9000 and a Banking Specialist will be more than happy to review your account with you to help you avoid fees in the future and also provide further options. For your convenience, we're available 24/7. You're also welcome at any TD Bank Store, and please seehttp://bit.ly/TDStores to find a location nearest to you.
We hope this helps Pooja. Please do not hesitate to let us know if you have additional questions. Have a good evening.
Katherine G, Mount Laurel
January 17, 2015 06:38:01 PM