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I recently paid off my overdrawn checking account and was told on the phone with both customer service and the recovery department I would be able to open up a new checking account after the charged off one was paid. While in my local branch, I was told that I could not open an account because my owed balance was over $100 ($178), but I've seen on TD's website that it's if you owe $200 you cannot open an account. Am I still able to open an account?
November 16, 2015 10:34:03 AM
In reply to Kieran, Philadelphia
Thanks for reaching out to us here at TD Helps, Kieran.
We would like to inform you that in order to open a new account with TD Bank, the overdrawn balance must first be paid off. Please note closed accounts cannot be re-opened regardless of the reasons for closing it.
Once the overdrawn balance reflects a zero balance, you may than wish to open a new account with us. For information on the current checking accounts TD Bank offers, please follow this link: http://bit.ly/UR7yr0. For a customized recommendation with our Checking Selector answer the questions provided here: http://bit.ly/KmmHe7. If you are interested in Savings accounts with us, please take a look here: http://bit.ly/1l6nLQ7 . You can also receive a customized recommendation for our Savings accounts too! Take a look here: http://bit.ly/1hXi2wF.
Hope this was helpful information. Have a great day!
Yen D, Mount Laurel
November 16, 2015 10:43:49 AM