Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
how long do I have to deposit before the overdrawn amount get returned
March 11, 2015 11:03:37 AM
In reply to Ysabel, Jamaica
Welcome to TD Helps, Ysabel. We'll be glad to provide you with more information regarding returned items.
When a payment, such as a check or ACH payment, is presented against your account when the funds are not available, the item may be returned the following business day after it is presented. To avoid any returned items, a cash deposit or an account transfer from another one of your TD accounts would have to be made in the account prior to the end of business that day. Please note, if a deposit is not made and the item is returned, or the bank decides to pay it on your behalf, an overdraft fee will be accessed. For more details we ask that you view our fee schedule here: http://bit.ly/1cTejgt.
If you have any other questions please let us know or you may also call us 24/7 at 888-751-9000 or visit any TD location. To find a nearby TD Store please view our locator here: http://bit.ly/TDStores.
Have a nice day, Ysabel and thanks for writing in.
Colleen B, Mount Laurel
March 11, 2015 11:04:09 AM