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Will a incoming wire transfer post to my account if the account is currently overdrawn?
January 31, 2017 01:26:08 PM
Saving & Managing Your Money
In reply to nicole, miami
We're sorry to hear about any trouble with your account right now, Nicole. We'll be happy to discuss this with you so that you'll know what to expect.
Since you're asking about a wire deposit, we'd like to tell you that this will arrive normally, even if your account is overdrawn. The wire would be added to the balance and would cover any overdraft first; any remaining amount after that would be available for you to spend.
Please also keep in mind that Overdraft fees would only be assessed if transactions overdraw your account; we would not charge you per day while your account is overdrawn. You can see more on our Fee Schedule here: https://go.td.com/1cTejgt.
If you would like to discuss your account in better detail with us, we invite you to do so. Please call us on 888-751-9000, 24/7, so we can take a look at this with you and tell you a bit more. If you would like you can also stop in to any TD Bank Store listed here: https://go.td.com/1nq31dc.
Hope this clears up your question, Nicole! Let us know if we can be of further help and have a great day.
Shanika A, Mount Laurel
January 31, 2017 01:26:38 PM
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