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When looking into what to bring when seeking a mortgage preapproval, there's typically advice that you should bring statements for your checking and savings accounts balances. If both my checking and savings accounts are through TD Bank, do you really need me to find a few months' statements to bring with me?
March 29, 2016 10:12:55 AM
In reply to Shannon, Barrington
Welcome to TD Helps, Shannon. We'd be happy to review pre-qualifications with you.
We would like to confirm that at this time, TD Bank only offers pre-qualifications for Mortgage Loan applications. In order to determine if you are pre-qualified for a Mortgage, you will need to visit your local TD Bank Store during normal lobby hours. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
The turnaround time to receive a decision is between 1-2 business days. While you are at the Store, you will need to provide the following information:
Purchase price of the home
Your income and your debt
Tax for the home you are purchasing
Homeowner insurance cost
County and State of the home you are purchasing
We will present the closing cost to you while you're there and please also know that we'll do a credit inquiry as well.
If the home you are looking to purchase costs more than the amount you were pre-qualified for, you are welcome to apply for a Mortgage without being pre-prequalified. We invite you to take a look at our Mortgage page found here: http://bit.ly/1eUCYz0. You are able to apply by selecting "Apply Now," by visiting a TD Store or calling our Financial Solutions group.
If you have any additional questions in regards to your specific lending scenario, we recommend reaching out to our Financial Solutions Group 24/7 at 800-937-5020 at your earliest convenience or by visiting a TD Store.
Thanks for reaching out and take care.
Alara B, Mount Laurel
March 29, 2016 10:13:45 AM