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We are wanting to join the local gym however they require routing and account numbers for auto-billing. I'm wanting to know if there is a way to open a checking account, somewhat attached to my main account so I can transfer funds in as needed, that would get around me providing them with our primary account info for our (and TDBanks) protection?? thanks!
Mark, Moncks Corner
June 11, 2015 09:32:18 AM
In reply to Mark, Moncks Corner
It's great to have you here on TD Helps, Mark.
We're pleased to let you know that you're able to have multiple checking and savings accounts. First you'd want to decide on the account. We have many different types of Checking and Savings accounts. To view and compare our checking accounts, visit http://bit.ly/WrwMg7 or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help selecting a checking account that is the best fit for you. To view and compare savings account products, click on http://bit.ly/1pJT9I9, or if you prefer, we also have a Savings Selector Tool http://bit.ly/1vW1DvM which can help you choose the best savings account for your needs.
You may have the option of opening the account online. Once you've decided on which account is best for you, you can open the account via the internet by clicking on the "Open Account" box which will be listed at the bottom of each account details. To get started, you'll need the following: Your Social Security number, One of the following: Driver's license, State ID, or Passport. To make a first deposit online, you may use a debit card linked to an account from another financial institution, a credit card (Visa or MasterCard) or you can stop by your local TD Store to make a deposit.
There are 5 steps with series of questions you will need to fill in during this account opening process. The first step is the "Account Info", you will need to input the account type you are looking to open and whether you want a TD Debit Card or not. The second step is your "Personal Info". This is where you authenticate your identity so you will need your Social Security number and your Driver's license, State ID, or Passport for this portion. Step three is the "Disclosures" where you will be requested to view and agree to. Step four is your "First Deposit". If you have a current account, whether it is with TD Bank or another institution, this is where you can transfer funds into the new account for the first deposit. Finally step five is the "Finish" portion. Review your information and submit your application.
If you run into any problems during the process or if you prefer, you could also give us a call at 888-751-9000 24/7 who can open the account(s) for you. Alternatively, you may visit a TD Bank to open an account with us. For hours and locations near you, take a look here: http://bit.ly/TDStores.
After the second account is created, you may transfer funds back and forth between accounts. Please note that there are limits as to how many transfers can be made between certain accounts. For example, if you currently have an interest-bearing Savings account, please be advised that because of Regulation D, a Government regulation which places limitations on the number of monthly transactions that can be made from a Money Market and/or Savings Account, you are limited to six total electronic debit transactions per statement cycle. Please note that customers who make more than six of these transactions during the statement cycle can be assessed a fee. Please take a look here: http://bit.ly/1cTejgt for our current Fee Schedule. Checking account transfers are unlimited at this time.
Let us know if you have more questions and have a nice day.
Brian M., Mount Laurel
June 11, 2015 09:32:47 AM