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Good morning, I have recently had a bankruptcy discharge. I am trying to find the best way to re-establish credit. I would like to open a secured credit card through TD as that is where my checking account is and I have all payroll directly deposited there. Under what circumstances would I be denied a secured credit cards? Thank you for your feedback
July 28, 2015 07:03:46 PM
Borrowing & Managing Your Credit
1 person recommended this |
In reply to Sherry, Holden
Good evening, Sherry! Thanks for coming to TD Helps.
Please understand that all credit card decisions are based off ones credit score meaning it may be possible to be denied for a TD Secured Credit Card.
We have helpful information on part of our website called “Building a Good Credit Score." We invite you to take a look at it by visiting this link http://bit.ly/1nUzsyy. It will provide you with details you might find helpful on how to build your credit. It will also give you tips on how to maintain your good credit once it’s established.
A secured credit card is a great way to build your credit to potentially help in the future. We are currently offering Personal secured credit cards. Please take a look here for the Personal Credit Card Agreement for both the TD Easy Rewards Secured and TD Cash Rewards Secured: http://bit.ly/1wtjCwy.
To apply for a secured credit card, you’re more than welcome to stop by any TD Bank location and submit an application. Check out http://bit.ly/TDStores for local TD Store locations and hours near you. You can also set up an appointment ahead of time if you wish by reaching out to one of our Banking Specialists 24/7 at 888-751-9000.
Let us know if you have any other questions, and have a nice night!
Justin B, Mount Laurel
July 28, 2015 07:04:48 PM