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Say I pay my phone bill this morning and my card gets overdrawn but my payroll check gets deposited later today will I still be charged the $35 fee
December 21, 2017 09:54:34 AM
Saving & Managing Your Money
In reply to Mark, Sumter
Thanks for sending us your inquiry, Mark.
Due to our processing order, transactions are ordered in which they are received. If you do not have the sufficient funds to cover a debit, regardless of when your deposit will clear, you will receive a $35.00 overdraft fee if your account is overdrawn more than $5.00. Please follow here: https://go.td.com/Yv0ulC for additional detailed information regarding overdraft fees on page 3.
If you would like to discuss this further with us, please feel free to call 888-751-9000, 24/7 to speak with one of our Banking Specialists. After account verification, they'd be more than happy to review your account with you. Also, you may visit any TD Bank Store to have your account reviewed in person. For a listing of TD Bank Stores please see here: http://go.td.com/1f9DSJR. As we would like to assist you directly, unfortunately, we do not have access to your personal information since this is considered an unsecured forum.
Also, if you are enrolled for online banking, you may send a secure message using www.tdbank.com. To send a secure message you must first logon to your TD Bank online profile. You can do so by clicking here: https://go.td.com/1eaISlq. On the left hand side, you should see an option to "Send a secure message" located in the “Message Center." If you have not enrolled, please call us 24/7 at the number listed above to speak with our Banking Specialists. If you are enrolled for our BusinessDirect online banking, you may use this link to logon https://go.td.com/1rvBmq8 and send a secure message.
We look forward to speaking with you, Mark!
Have a great day!
Alara B, Mount Laurel
December 21, 2017 09:54:53 AM