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Hello there. I'm in the market for a new bank account to link to my ING savings and checking accounts. I'd like to maintain ING as my primary account - managing my company's direct deposits, bill pay, transfers to my betterment, etc. but I'd like this account to be used as a way for me to monitor my fun money. Some additional:
- There will be money coming in and quickly leaving on a bi-weekly basis so I'd like to have a very small minimum balance requirement.
- Direct deposit capabilities, online, and mobile access are required.
- I'd expect a healthy amount of ATMs with no fees (even better if there is no fee ever).
- Debit purchases are required, I'd prefer not to have a minimum requirement.
January 16, 2015 01:19:56 PM
In reply to Lauren, Philadelphia
We’d love to welcome you to TD, Lauren! Thanks for considering us and it's our pleasure to assist.
First, to address some of your specific account needs, you'll be glad to know that all TD Bank Checking accounts include these great features:
-Free Online Banking and Free Bill Pay with e-Bills
-Free Mobile Banking
-Free Mobile Deposit available after 90 days as a Customer
-Free TD Bank Visa Debit Card available on-the-spot
-Live Customer Service 24/7
-Free access at thousands of TD ATMs in the US and Canada
-Easy Person-to-Person Payments and Internal and External Transfers
-Free online statements with check images
Since you're interested in an account which offers the ability to use a Debit Card, we encourage you to review our Checking Accounts here: http://bit.ly/1oXjGgF. You might also find it convenient to use our Checking Account Selector Tool found at http://bit.ly/1vW1xnU, which can provide the best account for you after you answer a couple quick questions. You'll be able to review any minimum requirements and other details about each account we offer at those links. In addition, you'll certainly be able to take advantage of direct deposit with a TD account, and if you're setting this up with an employer or the US Government, you're welcome to use our Direct Deposit Authorization Form available for download at http://bit.ly/1sSvhT6.
You may find this link helpful as well: http://bit.ly/1D7QIEH, where you can get to know your new checking account. Even if you haven't opened an account with us yet, it summarizes some of the features available that you'll benefit from if you do.
If you decide to open an account with TD Bank, you have several options for account opening! First, the option to open an account is available online. You may use the Open Account button at the links provided earlier to begin an account application. To do so, you'll need your Social Security number and a valid personal identification such as a Driver's license, State ID, or Passport. For accounts opened online, you can make your first deposit using a debit or credit card (Visa or MasterCard), or fund the account via an account you may have at another bank using the routing and account numbers. You're also welcome to stop in at a Store to make your initial deposit.
If you'd prefer to open your account by phone, feel free to give us a call 24/7 at 888-751-9000 to speak with one of our dedicated Banking Specialists. They will be more than happy to help you establish your account, and provide convenient deposit options. You're also welcome to open your new account in person. Please note that if you don’t have a US Social Security number, you'll want to establish your account there. Please see http://bit.ly/TDStores to search for the convenient TD Bank Store locations near you.
We hope we helped with your decision, Lauren! Best of luck to you and let us know about any questions. Have a great one.
Kristen P, Mount Laurel
January 16, 2015 01:23:43 PM