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i need help to manage my money so i wont get overdraft charges how can i do this i already have a chacking account
August 6, 2015 09:14:08 AM
In reply to Luz, Bronx
Thanks for joining us at TD Helps this morning, Luz. We'd be glad to help provide options on how you may avoid these fees.
You mentioned looking to open another account. To view the different types of account we currently offer, we invite you to check out: http://bit.ly/1aDaRqd to view and compare our personal Checking accounts, or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help with selecting a Checking account that is the best fit for you.
We also offer several different Overdraft Protection services. For more information to choose which option is the best for you, we invite you to take a look here: http://bit.ly/1AlDFOr. We'll be happy to explain each form of Overdraft Protection service for you.
A form of Overdraft Protection service that TD Bank currently offers is an option to link a TD Savings Account to your Personal TD Checking Account as a Savings Overdraft Account. In the case of an overdraft situation, if there are sufficient funds in the Savings Account to cover the negative balance in the Checking Account, funds should automatically be transferred. In the event an automatic transfer is made to cover a Checking account overdraft, a nominal fee will be charged. For more specific information, please take a look here: http://bit.ly/1lmjVaq.
You may request this option by calling us at 1-888-751-9000, after account verification, any one of our dedicated Banking Specialists would be happy to help. There is a form that would need to be completed and signed before we can begin this service for you. If you wish, we can have this form mailed directly to you or one can be obtained from your local TD Bank Store location. To find out the nearest TD Store near you, please visit: http://bit.ly/TDStores.
If you do not have a Savings Account, please take a moment to review the different types of Savings Account TD Bank offers: http://bit.ly/1qFEY8j or feel free to check out our Savings Account Selector Tool for a customized recommendation: http://bit.ly/1hXi2wF. You can open the account Online, over the phone at the number provided above, or at a TD Store, during lobby hours.
Similarly, you can apply for a TD Moneyline Overdraft Protection. For more specific information on this type of Overdraft Protection, take a look here: http://bit.ly/J7b4XR. You can apply online via this link or you can give us a call 24/7 at 800-937-5020.
Please also feel free to follow here: http://bit.ly/1CYR0io for some simple steps to skip fees. And also visit here: http://bit.ly/1DFa2c4 for some helpful info on how to achieve financial independence
We hope this was helpful, Luz. Should you need anything else, please do not hesitate to let us know. Have a good day.
Yen D, Mount Laurel
August 6, 2015 09:15:48 AM