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Going out west to Arizona, Nevada, Texas, New Mexico, and Texas any TD banks in those areas or ATM's that will not charge a fee with TD debit card?
September 7, 2015 12:11:19 PM
1 person recommended this |
In reply to Rochelle, Fishkill
Thank you for reaching us on TD Helps, Rochelle. We'd be glad to help ensure that your trip goes smoothly!
If you have a TD Bank ATM or Debit Card with us, you'll be able to make an ATM withdrawal using your card. Our Debit Cards can be used at any ATM which accepts the Visa or NYCE networks, and our ATM-only cards can also be used on the NYCE network. You can search for these logos on a local ATM to make a withdrawal. And of course, your Visa Debit Card can be used for purchases anywhere Visa is accepted. A local bank may also be able to assist you with a Cash Advance from your Debit Card; and please check out our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 43-44, you can find information regarding Visa Debit Card limits.
To avoid ATM fees, please note that many major retailers and grocery chains will allow you to get cash at the register without a fee. If you're using a Visa Debit Card, when making your purchase please look for a cash-back option at the time you're swiping your Card to avoid paying ATM fees for cash.
TD Bank does offer several account options which rebate your non-TD ATM fees. To see if you will be affected by ATM fees, please check out these links for further details: http://bit.ly/1rYwGdO and http://bit.ly/1cTejgt.
For transactions conducted at non-TD ATMs, the institution that owns the terminal (or the network) may assess a fee at the time of your transaction, including for balance inquiries. In certain instances, we will reimburse you for these fees and non-TD ATM fees if you make your withdrawal from any of these account types: TD Premier Checking, TD Relationship Checking, TD Relationship Savings, and Private Banking accounts. To find your account type you can review your account via your Online Banking as mentioned above.
You're welcome to review your account information with us using a variety of convenient methods. Our Online Banking is a free option and your account is always available by logging into at http://bit.ly/1eaISlq. Or, check your account by phone with a Representative at 888-751-9000. If you're not yet enrolled for Online Banking and would like to be, please begin here: http://bit.ly/1lU2qfY and be sure to have your account number, ATM/Debit Card number, Social Security Number and email address nearby.
We also recommend placing a Travel Notification on your account. This helps us recognize unauthorized transactions on your Card, and can prevent your Card from becoming blocked. Please be informed that for your protection we will continue to monitor your Card activity even when a Notification is set. We also recommend carrying more than one method of payment while traveling, just in case you encounter any acceptance issues.
If you haven't already done so, the easiest way to set a Travel Notification is to send us a Secure Message from your TD Bank Online Banking account, using the login link provided above. You can then send us a message by clicking on the Customer Service tab, then using the Send a Message link. Please include your exact travel dates, destinations and any connecting flight information if applicable. Or, feel free to contact a Representative directly at the number listed above, we're available 24/7 to assist you.
We hope this information helps, Rochelle and have a good day.
Megan K, Mount Laurel
September 7, 2015 12:11:46 PM
2 people recommended this