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Good morning. Looking to ask few questions about opening the rewards credit card with TD. I saw there's a 12 month no interest. Is that only on transfers or all purchases? Also, I saw if you spend $500 within the first 90 days of opening the card, you get $100 back. Is that every $500 you spend? Also, how do the points work?
I'm recently engaged and we will need some credit to help with our costs. I saw that if you accrue points they can be used towards airfare
April 10, 2015 05:35:19 PM
In reply to Danielle, Clementon
Congratulations on your engagement, Danielle! We understand that you may need some credit options for this and appreciate your interest in the cards we offer. We're happy to tell you more!
Since you mentioned that you may be interested in our Easy Rewards card, we invite you to take a look here: http://bit.ly/1tULkAY for a bit more info. You can also compare all of our card options at: http://bit.ly/UpkJy4.
To answer your first question, if you opt to make a balance transfer at the time of your application, the amount transferred would be eligible for a 0% intro APR for the first 12 billing cycles. Kindly note that a 4% balance transfer fee will apply and this promotional APR offer does not extend to new purchases made on the card.
If you opt to apply for our Easy Rewards card by April 30, 2015, you can earn a maximum one-time bonus of 10,000 Easy Rewards bonus points, which can be redeemed for $100 cash back when you spend $500 in purchases within 90 days after account opening. Feel free to take a look at http://bit.ly/1n2u4V6, which details the important terms and conditions for this card. You'll be able to redeem your points for over 400 different rewards, including travel rewards and cash back. Take a look at http://bit.ly/1xkImKw for some ideas! Please note that this promotion is available to Customers who apply online and are already an existing Customer with a TD Checking or Savings account.
If you decide that you'd like to apply, Danielle then you can do so online using the product links above by selecting the Apply Online button. Once we receive your application, you should expect to receive a decision via mail within 7-10 business days after the application was submitted. Please note that the specific terms of your credit card, such as the APR and credit limit, are extended at the time your application is approved, and a Credit Card Agreement applicable to your account is also issued at that time.
If you have any additional questions, you can reach out to us directly for assistance either at 888-561-8861 or by visiting a TD Store during lobby hours. For hours and locations near you please visit http://bit.ly/TDStores.
Hope this helps you get started, Danielle and all the best to you during your engagement!
Kristen P, Mount Laurel
April 10, 2015 05:37:01 PM