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shane, red deer
June 12, 2015 01:26:32 PM
2 people recommended this |
In reply to shane, red deer
Thank you for coming to TD Helps, Shane. We're glad to go over funds availability with you.
If you have deposited a check with a Teller, the first $100.00 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held up to 7 business days for verification purposes. After this grace period, not only will the first $100.00 be made available at the time of deposit, but the rest of the funds will credit to your account the following business day.
Check deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and Federal holidays. If you make a deposit at an ATM before 8:00 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8:00 PM, or on a day we are not open, we will consider that the deposit was made on the next business day.
If you make a deposit through TD Bank Mobile Deposit and you submit the deposit before 8:00 PM EST on a business day, that is considered the date of your deposit; otherwise, the next business day is considered the date of your deposit. Your funds are generally available on the business day following the date of your deposit. Please keep in mind that deposits made through mobile banking will not have the first $100 available on the same business day. In most cases, the full amount becomes available the following business day.
Please note that we're unable to provide the specific time when funds will be available as check deposits are processed overnight at varying times. Please also know that there are exceptions that may cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
If you're inquiring about funds availability on your TD Canada Trust account, we invite you to visit here: http://bit.ly/1JOurR1 for a response previously replied by our friend Scott, up to the North with TD Canada Trust.
We hope you find our answers helpful and please don’t hesitate to return to TD Helps if you have any further questions. Enjoy your weekend, Shane!
LiShu R, Mount Laurel
June 12, 2015 01:27:41 PM