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I have a savings account in my name. Wife has a seperate checking account in her name. (both in TD Bank). What is most effective way to transfer from my account to her account online?
Daniel, Lake Worth
March 7, 2015 07:21:07 PM
1 person recommended this |
In reply to Daniel, Lake Worth
Good afternoon, Daniel! Thanks for checking out TD Helps, we're more than happy to assist you in transferring funds.
If you and your wife are listed jointly on an account or accounts, you would be able to transfer funds to and from these accounts yourself via your Online Banking profile. If for any reason you own a joint account with your wife that you're unable to see online, we can usually fix this issue quickly and easily for you. If this is the case, please contact one of our Specialists 24/7 at 888-751-9000, so that we can add the account to your online view.
Otherwise, if your accounts are owned separately, we'd like to introduce you to our Person to Person Payments feature. For more information, please take a look here: http://bit.ly/1h4ZIkL.
To use this feature, you’ll need to be logged in to your Online Banking via our website at www.tdbank.com. Please log in here: http://bit.ly/1eaISlq. Once you’re logged in, you must enroll for Person-to-Person payments. To do so, you would select the tab that says “Person-to-Person Payments” at the top of your online banking screen. Then, you will be asked to accept a user agreement, review the fee schedule and confirm your email address and phone number. A text and email code will be sent to the mobile number and email address we have on file for you. Next we will ask you to submit both codes for verification to complete the enrollment process.
Once the enrollment is complete you’ll be ready to send funds by clicking on "Send Money" and entering the requested information. You will need the recipient's email or mobile number, or their account information. If you choose to send the funds using an email address or mobile number, the recipient will get a link to accept the transfer. Otherwise, the funds will be directly deposited. Please note, you can select from either next day delivery or three day delivery option. Please note, the next day delivery option is not available for savings accounts.
Please note as this feature must be transferred online. To use these services you must also have an Online Banking profile with a U.S. address, a unique U.S. phone number, an active unique e-mail address, and a Social Security number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Please note, there are limits in place for your protection. For more information, read the Terms & Conditions at http://bit.ly/1pADlWD.
If you'd like the funds to be immediately available in her account, you're always welcome to visit us any TD Bank Store location to make the deposit. Please see http://bit.ly/TDStores for our locations nearby you.
We hope this helps you today, Daniel! Take care and have a great day.
Cameron P, Mount Laurel
March 7, 2015 07:22:11 PM