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If I transfer from my Savings to Checking online will I be charged ?
March 6, 2016 06:36:05 PM
In reply to Christy, Brooklyn
Thank you for coming to TD Helps, Christy. We'll be sure to explain this for you.
Generally, Checking accounts can have an unlimited number of transactions each statement cycle; Savings accounts, however, do have restrictions on the number of transactions that can occur. An excess transfer fee is charged for each transfer out of a Savings or Money Market account that you make when you exceed more than 6 transfers during your statement cycle. We'd like to point out however, that you can transfer an unlimited amount of times in to your Savings and or Money Market Account. Please note, there are ways in which you're able to make withdrawals without exceeding this limit.
Transactions that won't incur the Excess Transfer Fee are Over-the-Counter (OTC) withdrawals, ATM withdrawals, ATM transfers, and Transfers originated in person.
We invite you to visit http://bit.ly/1cTejgt to view our fee schedule for further details of this fee.
Please also take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ (page 6-7), for more information.
We hope this helps Christy and feel free to stop by any time you have a question.
Shanika A, Mount Laurel
March 6, 2016 06:37:01 PM