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I am traveling away to Toronto, and found out that there is no ATM fee if I go to a TD Bank. However, I wanted to ask if there is a conversion fee from USD to CAN. Also, is there a fee in using my Debit Card at a store to purchase items. I know that some credit cards charge a percentage and I wanted to make sure how it all works while traveling. Thanks!
Tu, Upper Darby
August 25, 2016 08:50:17 AM
In reply to Tu, Upper Darby
Thanks for your question, Tu. We'd be glad to discuss.
When traveling, it is important to place a Travel Notification on your account prior to your trip. We as that you contact us directly to update this information. To do so, you are able to contact us 24/7 by dialing 888-751-9000 or by visiting a TD Store during lobby hours. To take a look at Store locations and their hours please visit http://go.td.com/1f9DSJR.
In addition, if you are enrolled for Online Banking, you may send a secure message using www.tdbank.com. To send a secure message you must first logon to your TD Bank online profile. You can do so by clicking here: http://go.td.com/1eaISlq. On the left hand side, you should see an option to "Send a secure message" located in the “Message Center."
We're happy to inform you that you can use your TD debit card at any locations that accept VISA across the globe! While you are away, you can make ATM withdrawals from any machine that displays the VISA or NYCE logo. We encourage you to check out our current fee schedule, http://go.td.com/1cTejgt, as it outlines any applicable fees that may come into play when you use your debit card out of the country. Keep in mind that there is no conversion fee for making transactions in foreign currencies.
If you are unable to find an ATM that is compatible, with the TD Bank Debit Card, it may be used to obtain a VISA Cash Advance.
Also, cards bearing the Visa logo are accepted at locations all over the world. However, please be sure to carry more than one method of payment while traveling, just in case you encounter any acceptance issues. Please check out: https://go.td.com/1fO8wKy for a few tips to manage your money when traveling.
We hope this clears things up, Tu. Have a good day.
Megan K, Mount Laurel
August 25, 2016 08:51:08 AM