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Hi, I'm a college student interested in building my credit. I don't know where to start since I have been denied for my credit inquiry and no credit. What is the difference between an unsecured line of credit and an unsecured personal loan?
July 17, 2016 01:30:46 PM
Borrowing & Managing Your Credit
In reply to Janeara, Bronx
Thank you for joining on us on TD Helps, Janeara. Unsecured products refer to not requiring collateral or a deposit to receive the service.
TD Bank does offer a variety of lending options for your needs. The first step would be determining which type of loan best suits you. We're here to help with achieving your financial goals.
We invite you to visit https://go.td.com/1f9XZWu for more information on our Personal Loans and Line of Credits we currently offer. To obtain the estimated interest rate and monthly payments on a Personal Unsecured Loan, please follow this link: https://go.td.com/1iBHH0F. To obtain the estimated interest rate and monthly payment on Personal Unsecured Line of Credit, please follow this link: https://go.td.com/15f9Lkb.
To apply for a loan or line of credit you may apply online or contact our Financial Solutions Group Specialists 24/7 by calling 800-YES-5020 (800-937-5020). They will be more than happy to answer any questions you may have about the loans we offer and also help with the application process.
If you prefer speaking with a Representative in person, please feel free to stop by a TD Bank Store in your neighborhood during normal lobby hours. They will also be able to assist you with your application. For hours and locations near you please visit: https://go.td.com/1f9DSJR.
We are always here to help, Janeara. Feel free to reach out to us with any other questions.
Kris M, Mt. Laurel
July 17, 2016 01:31:04 PM