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Hi there, I have a TD visa card, previously a CIBC visa, and would like to open a u.s. bank account and start a u.s. credit card. I'm wondering if there's some way of doing this from Buffalo as I've recently relocated. Would appreciate any info you can provide on this, thanks. Stefania Rizzo
October 10, 2015 12:58:38 PM
1 person recommended this |
In reply to Stefania, Buffalo
It's great to hear that you may be interested in banking here! We appreciate that you'd like to continue your relationship with us and we'll be glad to answer any questions you have.
From your message it seems like you were previously a Canadian resident, Stefania. If so, you'll be glad to learn that you're eligible to apply for both deposit and credit accounts with us using our Cross-Border Services, even if you're not nearby a Store or aren't a U.S. citizen. You can familiarize yourself with more of these services, accounts and options if you check out this page: http://bit.ly/1ishIab and alo here: http://bit.ly/1ienPN4.
Regarding our deposit accounts, such as checking and savings, to get started we suggest calling our Cross Border Banking Team at 877-700-2913, 24 hours a day, 7 days a week for assistance in opening accounts by phone. We invite you to view all of our account options so that you can find one which best fits your needs. Our Checking account options are listed here: http://bit.ly/1oXjGgF, or you can use our Checking Selector at http://bit.ly/1vW1xnU. And our Savings products are listed here: http://bit.ly/1hzzhPT, or use our Savings Selector at http://bit.ly/1sxY9Rd.
Regarding a credit card with us, we do offer the opportunity for you to apply for a U.S. TD Visa Credit Card if you also have a U.S. residential street address within the TD U.S. footprint (on the East Coast from Maine to Florida). We understand that you relocated to Buffalo so this should work just fine for you. You're welcome to begin an application for a U.S. Visa Credit card here: http://bit.ly/1vJ8Oa9. Please note that if your Social Insurance number is provided on the application, your Canadian credit history will be used as part of the application process; or, if a U.S. Social Security number is provided, your U.S. credit history can be used. You can then fax the application to:
Attn: Credit Card Operations, 855-257-3388
Or, it can be mailed to:
TD Card Services
PO Box 1435
Deposit, NY 13754-9933
This information is also listed at the bottom of the application for your convenience, along with the credit card Terms and Conditions. On this page, you'll be able to view the potential rates for your card as well as any fees which may apply. Please note that the specific terms of your credit card, such as the APR and credit limit, are extended at the time your application is approved, and a Credit Card Agreement specific to your account is also issued at that time. Once we receive your application, you should expect to receive a decision via mail within 7-10 business days after the application was submitted, and if approved, a card would arrive within 5-7 business days.
If you have any questions regarding this process, you're welcome to contact our TD Cross Border Team at the number we listed above.
You can also apply for any of these accounts at a TD Bank Store, if you'll be nearby. To find TD Store locations, please visit, http://bit.ly/TDStores. If you decide to do so, just bring two forms of valid ID with you when you come in and if you have any questions about which IDs are acceptable, please call ahead to the Store to confirm just in case.
We certainly hope this is helpful for you, Stefania and this makes your transition to the States smoother!
Please feel free to let us know about any questions and we hope to hear from you soon.
Kristen P, Mount Laurel
October 10, 2015 12:59:57 PM
1 person recommended this