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I applied for a credit card (unsecured) on Friday. I had a bankruptcy in 2009 which is only 6 months shy of falling off my credit bureau. I have had a secured credit card for the past 4 years and pay it 2 times per month. I also have a car loan with TD which I also pay 2 times a month. I was initially declined but the banking rep put in comments stating my re-established credit and A1 rating. My FICO score is about 705. What are the chances I will be approved. I want to transfer my current balance on my existing credit card onto this TD card if I am approved so I can get my secured funds back from my capital one secured card. It is a significant amount.Thanks
October 26, 2015 02:46:37 PM
In reply to Lee, Elmira
Thanks for reaching us on TD Helps, Lee. We'd be glad to discuss.
Please know that your credit worthiness is taken into consideration when applying and we use many factors to determine if an application will be approved.
This being mentioned, we ask that you reach out to us directly to determine the status of your application. You are able to reach out Credit Card Specialists 24/7 by dialing 888-561-8861. They will be glad to discuss.
You are also able to visit us during lobby hours at any TD Store. To take a look at TD Stores near you please visit http://bit.ly/TDStores.
If you are approved, the credit card will normally be mailed to your address on file within 7-10 business days as well.
We hope to hear from you soon, Lee and have a good day.
Megan K, Mount Laurel
October 26, 2015 02:47:05 PM