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debit card overdraft protection I mean
Timothy, North Andoveer
July 27, 2015 11:26:12 AM
In reply to Timothy, North Andoveer
Hey there Timothy,
Thanks so much for joining us today.
From your message, it sounds like you're interested in our optional overdraft service called TD Debit Card Advance. Rather than overdraft protection, this feature would allow you to make one-time purchases or withdrawals using your debit card even if the funds are not available in your account (at the discretion of the Bank). We'd like to let you know that this is different from traditional forms of overdraft protection, which you may have also been referring to. So that you can compare all of these options, we invite you to take a look here: http://bit.ly/1AlDFOr for more information.
If you are referring to signing up for TD Debit Card Advance, we first ask that you take a look here: http://bit.ly/1voNBCy for more details and also here: http://bit.ly/Yv0ulC for more specific information about this service. Kindly note that fees can apply for the use of this service and you can also see our most recent Fee Schedule here: http://bit.ly/1cTejgt. To sign up, you can give us a call 24/7 at 888-751-9000, or stop in at any TD Bank Store: http://bit.ly/TDStores. You can also choose this option via your Online Banking account by selecting the Customer Service tab. Please be sure to read any disclosure in full before choosing this option.
On the other hand, if you're looking for a traditional form of overdraft protection with us, these are typically a linked savings or line of credit which can be accessed for funds should your linked checking account become overdrawn. Descriptions of these options can also be found at the first link mentioned above. With these forms of overdraft protection, you'll know in advance how much you'll be able to spend, depending on the amount in your savings account or line of credit. To compare all of these options, take a look here: http://bit.ly/1lx9Xko.
For assistance or any questions you may have about any of these options, we invite you to give one of our knowledgeable Banking Specialists a call. For your convenience, they are available 24/7 at 888-751-9000 and can review your account with you in further detail at that time.
Or, if you'll be nearby one of our Stores, feel free to stop in during our extended lobby hours. If you click here: http://bit.ly/TDStores, you can find the TD Bank Store and lobby hours nearest you.
We hope this is helpful for you, Timothy.
Best of luck and we hope to chat with you soon!
Kristen P, Mount Laurel
July 27, 2015 11:30:17 AM