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payroll, and would like to be set up with an account that pays the maximum interest and doesn't charge fees. Which account should we have? Or should we have two accounts since we also need to pay bills from online bill pay and write checks?
November 1, 2014 09:15:23 PM
In reply to Debbie, Manalapan
Good afternoon, Debbie. It is so great to see you on TD Helps! We thank you for opening a new account with TD Bank.
General speaking, interest rate on Savings account is higher than Checking accounted. However, if you wish to use your account to pay bills and issue checks, we'd suggest having at least one Checking account in order to fulfill your daily obligations.
Here at TD Bank, we offer multiple Savings accounts that would help maximize the interest. Please find the Savings products offered by TD Bank listed here: http://bit.ly/1hzzhPT. The interest rate currently offered is also available by clicking on "View Details" for each product.
We'd recommend reviewing any product you may like to be sure, and depending on the type of Savings you're looking for, we also invite you to use our Savings Selector Tool at http://bit.ly/1sxY9Rd which can help you find the best account for you.
We also offer some interest bearing Checking accounts. To view and compare our Checking accounts, visit http://bit.ly/1oXjGgF or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help selecting a checking account that is the best fit you.
Please note; rates may subject to change. For more information on the fee schedule, please take a look here: http://bit.ly/1cTejgt.
After carefully reviewing all the Checking and Savings product types online and if you have decided to set up an additional account for your savings goal, you may visit www.tdbank.com or click here: http://bit.ly/1fN7u4i to take you directly to the account opening application. You may also feel free to call us directly 24/7 at (888) 751-9000 with any questions you may have and set up your new account via telephone.
As always, you are welcome to stop by your nearest TD Bank store to speak with a banking specialist regarding new account options to determine what product type fits you the best. To find out TD store locations near you, please visit, http://bit.ly/TDStores. You will need to bring a valid photo I.D. (Driver's License, Passport, Military I.D. etc.) and Social Security number.
Because you have mentioned that you would like to set up direct deposits, we'd like to invite you to take a look here: http://bit.ly/1sSvhT6 where you can view and print our already prepared form. Once you print it, just fill in your personal information and hand the completed form to your depositor and they'll do the rest!
Changing banks can be a big decision, especially if you have direct deposits and scheduled payments set up and we would be happy to help make this process as smooth as it can be! We've designed a checklist to help you make the move, please see here: http://bit.ly/1nEm90e. This checklist includes all of the information you need to make it easy for you to switch and make the most of your TD Bank Checking account.
We hope this helps Debbie. Have a great one and let us know if your have any other questions.
Luis C, Mount Laurel
November 1, 2014 09:16:46 PM