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April 27, 2015 08:27:07 AM
In reply to Kirstin, st.petersburg
It's great to have you join us on TD Helps, Kirstin.
We'd be happy to review transfer types and what fees may be assessed.
If you are transferring between two of your own TD Checking accounts, there is no fee applied for moving the funds. However, if you are transferring from a TD Savings account to a separate TD account there is a limit of six transfers you can make from your Savings account per month before a fee is assessed. We invite you to visit http://bit.ly/1cTejgt to view our fee schedule.
You also have the option of transferring funds to other people, regardless of institution. Through Online Banking you may access the Person-to-Person Payment feature which will allow you to send funds from your TD Bank account to someone else's account at another Financial Institution. You have two delivery options when sending a Person-to-Person payment. There is the three business day option; which has a fee of $1.00. You also have the option to send the payment with the next business day delivery; which has fee of $7.00. Please note, the next day delivery option is not available for savings accounts and these fees may be subject to change. To qualify for the next day delivery option, you must wait 90 days from your first successful three day transfer and must not have had any transactions that overdrew your account in the past 90 days.
If you're looking to transfer funds from your TD Bank account to an account that you have at a different Financial Institution, you will have the option of sending an External Transfer. Similar to the Person-to-Person transfer option, you will also have two delivery options with external transfers as well, three day or next day delivery. For the three day option, the fee is $3.00 whereas; next day delivery has a fee of $7.00. Again, the next day delivery option will become available to you after 90 days of your first successful three day transfer and your account must be without any overdrafts in the past 90 days. If you choose either of these services, you must first be enrolled in Online Banking.
If you are not currently enrolled for Online Banking, you may complete the process by visiting here: http://bit.ly/1lU2qfY. To complete the enrollment process, you will need your account number, ATM/Visa Debit Card number, Social Security number and email address. If you have any difficulties, please contact our Banking Specialists for assistance 24/7 at 888-751-9000.
Another transfer type available to you is wire transfers. You can send wires to any bank within the country and around the world. Take a look at our fee schedule listed above for fees that may apply for wire transfers. Please note that wire transfers can only be scheduled at a TD Bank location during lobby hours. For lobby hour information and locations near you please take a look here: http://bit.ly/TDStores.
Hope you find this information useful and take care.
Brian M., Mount Laurel
April 27, 2015 08:27:51 AM