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I understand what it means when it says "Available credit" but the "available cash" amount is different than the available credit amount. What does this mean and how do i access this money?
February 22, 2018 09:59:27 AM
In reply to Lauren, Charlottevile
Happy Thursday, Lauren, and welcome to TD Helps!
You have an excellent question.
With TD Bank's Credit Cards, your 'Available Credit' will be the amount available for you to use from your credit limit, whereas your 'Available Cash' will be your cash advance limit. It's important to note that your cash advance limit is separate from your credit limit, and should you wish to perform a cash advance, funds would be debited from this limit, and not your available credit.
We'd also like to mention that when taking advantage of your credit card's cash advance feature, this transaction may have a higher interest rate than the rate you are currently receiving for purchases. If you'd like to learn more, you may check out the Important Terms and Conditions by clicking here: http://bit.ly/29y0rfa.
If you have any additional questions or concerns, please know that we're here to help! Credit Card Specialist can be reached by dialing 1-888-561-8861, and for your convenience, are available 24 hours a day, 7 days a week. You may also visit your nearest TD Store location, during lobby hours, to speak with a Customer Service Representative. To take a look at Store locations and their hours, please visit http://go.td.com/1f9DSJR.
We hope this cleared up any confusion, Lauren!
Thanks again for joining us this morning, and we hope you have a good day!
Brittany M, Mount Laurel
February 22, 2018 10:00:42 AM