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November 16, 2014 09:06:34 PM
In reply to patricia, miami
Thanks for reaching out to us on TD Helps, Patricia! We'll be sure to provide you with the information that you seek.
Your Available Balance refers to the amount of funds that are ready for use in your account. Although there may be funds in your Account Balance, these funds may not be fully available. If your Account Balance shows a balance, we do not recommend using these funds as you may incur overdraft fees. Please visit: http://bit.ly/1gDES9n or even this video discussing what an Available Balance is: http://bit.ly/1qSujaj .
We hope this helps and please let us know if you have any questions, Patricia.
Katherine G, Mount Laurel
November 16, 2014 09:07:52 PM