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October 14, 2015 10:00:24 AM
In reply to Danielle, Wilmington
Welcome to the TD Helps community, Danielle.
In general, you may overdraw your account by up to $5 per day without being charged a fee. If your negative balance exceeds $5 at the end of the day, we will charge you for each transaction that overdraws your account, up to 5 overdraft fees per day. Please follow here: http://bit.ly/Yv0ulC for additional detailed information on page 3, as well as at our current Fee Schedule: http://bit.ly/1cTejgt for more information.
Please kindly keep in mind, when a Checking or Money Market Account remains in overdrawn status for sixty (60) Calendar Days, or such earlier time that we determine that the overdraft balance is uncollectible, the Bank will close and place the Checking or Money Market Account in collection status. For more information, we invite you to view our Deposit Account Agreement at: http://bit.ly/1kb17UQ (pgs. 9-10) for additional information. We'd also like to let you know that if an account continues to be overdrawn for ten (10) consecutive business days, a sustained overdraft fee may be assessed. Please refer to our Fee Schedule as listed above for more info.
Lastly, we invite you to take a look here: http://bit.ly/1AlDFOr for some helpful information regarding the overdraft options available through TD Bank. If you have any other questions, feel free to contact us at 888-751-9000, available 24/7, or feel free to visit us at your nearby TD Store here: http://bit.ly/TDStores.
Let us know if you have any other questions and take care.
Brian M., Mount Laurel
October 14, 2015 10:01:03 AM